Deciding on the right individual life insurance policy usually depends on your future goals. Whether you wish to provide a tax -free income for your beneficiaries, have funds for the payment of the final expenses or estate taxes, replace the income that is lost if you die, or provide a significant charitable contribution, we can help you choose the policy that will fit your needs at an affordable price.
Generally, age and health are the most important factor in the premium you will pay. Although you can purchase a policy at any age, the younger you are, the more affordable the policies will be.
All life insurance policies are designed to pay a benefit when someone dies. The two most common types of life insurance are Term and Whole (or Permanent) policies. Our agents at Paul Diaz Insurance Agency can guide you through the different types of life insurance policies available and help you choose the policy that will best fulfill your unique needs and goals.
Apply today for your life insurance coverage needs.